3 myths about credit unions

first_imgThe TV show MythBusters explores, tests, and ultimately confirms or debunks myths and urban legends. Thanks to the successful comedic duo on the show, myths such as “all men prefer blondes” and “it’s easy to take candy from a baby” have been debunked. While having confirmation that a person’s tongue will stick to a frozen metal pole is important, we thought we would explore a topic more useful to our readers – 3 credit union myths, and determine if they are “confirmed,” “plausible,” or “busted.”MYTH 1: “Membership” is a restrictive term that implies becoming a member is difficult or exclusive.The term “membership” is crucial to credit unions as it sets them apart from other financial institutions that have customers, not members. Having members portrays the idea that a credit union is not a privately held, for-profit business. Rather, a credit union is a cooperative organization in place for the greater good of all its stakeholders.Historically CUs were closed institutions, where certain criteria was required for membership. SEG-based (or Select Employee Group) charters set employment, church affiliation, and career status as factors that determined if you could join a credit union. Some credit unions still operate in this manner, while others have a community charter and are not closed. Field of membership (FOM) rules and regulations are also constantly being updated and changed. This causes confusion with attracting new members, especially if the name of your community-based credit union dates back to when you were a SEG-based CU. However, the pros of using the term membership, along with education on what benefits it has, outweigh the cons. Therefore, we deem this myth BUSTED. continue reading » 55SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Murphy set to face Allen in semis

first_img Murphy bested Stephen Maguire in a high-scoring affair which was a welcome tonic after Allen scrapped his way past Joe Perry in a contest Perry later described as a “comedy of errors”. Allen and Murphy complete the field for the semi-finals, which will also see Ronnie O’Sullivan face Neil Robertson. Maguire made a break of 137 to take the opening frame in style, helping him to a 2-0 lead, but Murphy responded in the third with a break of 103, coming back to level it at 2-2 and again at 3-3. Murphy, who has made the semi-finals four years in a row, then made another break of 103 in the ninth to set him on his way to victory. The manner of Murphy’s win should make him the favourite against Allen, who was far less convincing in a game of attrition with Perry. Allen made only one break of more than 50 in a scrappy affair but played his better snooker as the game went on, winning the final two frames to claim a 6-4 success. Perry was struggling for rhythm himself, but came from 3-1 down to tie it with breaks of 50 and 68. He then levelled it again with a break of 67 in the eighth frame, winning it 104-24, the only time either player reached three figures. “It was embarrassing at times,” Allen said on worldsnooker.com. “I said after my first match that we are out there to entertain people, but that was nowhere near entertainment. It was as bad as it gets for two professional snooker players, let alone two of the top players. “But I’m proud of the way I stayed calm, and I fancied the job at 4-4, even though Joe had scored more heavily than me. I made a good break at 4-4 and didn’t miss much in the last frame. I showed again that I’ve got good bottle under pressure.” Perry added: “It was a comedy of errors. When you start missing balls then tension and anxiety creep in and it just snowballs. Those type of matches always tend to go close. I lost all of the close frames – or maybe I threw them away. “Over a long season you’re bound to play the odd bad game, you just don’t want to do it on a big stage like this. But I’ll go into my next match as positive and confident as ever.” Shaun Murphy will face Mark Allen in the semi-finals of the Dafabet Masters after both men enjoyed 6-4 wins on Friday.center_img Press Associationlast_img read more

Crusader preview: No. 4 Ulysses stands in the way of a return to the playoffs

first_imgSkyler Struble #60 Brad McBath (Junior)1 9 #54 Nick Hyde (Senior)13 10 9 5’11 Caleb Fowler 59 88 9 63 o #42 Dylan Ferguson♣ 3 carries for 20 yards 5 ♣ #85 Jack Walton• 1 catch for 26 yards 6’1 ♣ #33 Logan Jones• 2 catches for 5 yards 6’0 Andre Fowler Tyler Murray Sage Ferguson 5’9 Varsity Cheer:  Kelsie Haydon, Faith Wilson, Cassidy Harriger, Tori Winger, Andi Dry #72 Connor Burnett (Junior)22.5 #65 Jason Norris (Senior)33 60 72 Connor Phelps 6’2 22 #25 Chris Kop (Junior)10.5 175 15 6’2 6’0 #7 Dylan Goodman (Junior)5 #58 Gabe Smith4.5 #15 Tristin Witham (Junior)3.5 11 140 9 Eric Kop #74 Andrew Fowler (Sophomore)0.5 Wellington’s roster: 11 230 Lukas Soria Ulysses2-07-124 WT YR 6’1 NAME 5’2 170 Michael Billington 1 5’7 WT Kyle Parsons 5’10 53 130 12 Ian Groom 70 10 200 75 66 220 Brad McBath Cheerleading Advisors: Stephanie Lawrence, Jayme Lowe 5’9 98 160 220 Braiden Buresh 167 5’9 12 #5 Connor Phelps (Senior)38 190 11 12 Cade Phelps 4 5’11 25 6’1 9 11 180 10 52 10 Matthew McComb Nick Hyde 6’1 6’3 Principal: Adam Hatfield   Assistant Prinicpal: John Buckendorff    Athletic Director: Brian Buchanan 10 #21 Colton Glover (Junior)7 190 160 # Bailey Etter 65 ♣ #16 Jared Shields• 5 catch for 71 yards and 1 Touchdown 140 9 9 6’2 5’11 Bryce Gilbreth Chase Pfalzgraf 7 33 9 Nic Reyes For Wellington to get into the playoffs, the Crusaders must win or hope for a Rose Hill upset of Mulvane. But if Wellington does win, it doesn’t guarantee playoffs. It also needs some points. Garrett Wilson, the voice of the Wellington Crusaders, has explained the situation here.Wellington-Ulysses game at a glance:Regular Season finale: Ulysses (8-0) at Wellington (4-4). It is Senior Night. Sage Ferguson, Connor Phelps, Jared Shields, Remington Gilkey, Nick Hyde, Jason Norris, Jace Lowe and Skyler Struble will be honored.Follow the game: Internet: Live twitter blogs on this site, Sumner Newscow. Twitter: Follow us at Cueballnewscow. Radio: Garrett Wilson, play-by-play, KLEY-AM 1130. FM: 100.3.Game night weather: Bring umbrellas. Forecasters are saying there is a 75 percent chance of rain Friday night.Series history: These two teams have played some of the most epic classic playoff battles in WHS history. 1996 and 2004 were the best of the bunch, unfortunately both won by the Tigers.Ulysses (3-4)1979 – Wellington 32 Ulysses 141993 – Wellington 3 Ulysses 101996 – Wellington 19 Ulysses 212000 – Wellington 28 Ulysses 62004 – Wellington 22 Ulysses 282009 – Wellington 21 Ulysses 0 (1st round playoff).2014 – Wellington 0 Ulysses 19.Game’s significance: Playoffs. Wellington has to win and then win by a few points to make the playoffs for the first time since 2010.Competing schedules: 2015 SCHEDULEWellington:Wellington 14 Augusta 25Wellington 36 Goddard Eisenhower 26Welllington 58 Circle 8.Wellington 34 Clearwater 12.Wellington 0 Andale 46Wellington 8 Collegiate 35Wellington 44 Rose Hill 20Wellington 30 Mulvane 42Ulysses: Ulysses 38 Liberal 19Ulysses 27 Hugoton 21Ulysses 34 Holcomb 20Ulysses 27 Colby 16Ulysses 49 Goodland 22Ulysses 0 Scott City 35Ulysses 34 Mulvane 21Ulysses 57 Rose Hill 7.Injury situation: Other than Remington Gilkey out for the season, Wellington should be in pretty good health.Intangible fact: Wellington head coach Tyler Ryan is 16-19 overall in his fourth season. He is 5-13 in the month of October, 4-7 in district play with all four wins in the opening game.•••••Season statistics (collected by Garrett Wilson): Wellington: • Scoring 28 ppg (224 on the year)o 43 of 104 on 3rd down (41.3%)• Giving up 26.75 ppg (214 on the year)o 21 of 70 on 3rd down (29.5%)• Passing (31.75 ypg)o #4 Cade Phelps♣ 20 of 48 for 254 yards and 2 Touchdowns• Rushing (284 ypg) Mulvane1-14-49 Tristin Witham 11 Seth Smith 6’0 Gabe Smith 10 10 180 5’11 24 54 12 130 9 9 215 10 Joe Ybarra 6’3″ 99/72 Caleb Reichenberger ♣ #7 Dylan Goodman• 3 catches for 13 yards 114 5’5 Jason Jeffery 5’6 46 9 Chris Kop 5’10 Derek Driskell 190 55 Logan Jones Crusader defensive stats: Deyton Araujo 5’8 12 5’7 26 #3 Sage Ferguson (Senior)9 135 5’11 Grey Hatfield 180 250 10 110 #12 Aaron Schoemann1 64 11 Chi Barton 9 185 165 5’8 o #21 Colton Glover♣ 16 carries for 82 yards (5.13 per carry) Wellington1-14-49 210 WELLINGTON TACKLESTackles 5’7center_img 12 10 Class 4A-1 District 7 3 Michael Ledbetter 11 150 9 by Tracy McCue, Sumner Newscow — That 19-year football playoff streak that Wellington once held has been followed by a four-year playoff-less streak. Wellington has its work cut out for itself if it wants to prevent a fifth consecutive year of no playoff football.Wellington hosts Ulysses. The good news is we don’t have to drive out to western Kansas this year. The bad news is Ulysses comes in here as the fourth ranked team in the state sporting a 7-1 record. It also has one of the most potent running back’s in the state.Ulysses senior Ian Rudzik, who has been recruited by schools like the University of Wyoming, has been racking up yards by the dozens. He has rushed for 1,533 yards and 16 touchdowns this season. He also can line up in a Wildcat formation as a quarterback and return kickoffs. The Wellington defense will have to be on its toes this Friday to contain No. 33.The district situation: 5’5 170 155 9 HT Trey Cary 6’1 132 Braden Struble 5’8 10 185 Wellington Crusaders 190 11 Jared Shields #85 Jack Walton (Sophomore)5.5 5’8 Managers:  David Matlock, Arielle Pottier, Kolbi Humphrey, Caitlynn Tingley, De’Andre Washington 10 9 158 Aaron Schoemann 5’8 #9 Derek Driskell (Junior)1 #16 Jared Shields (Senior)13.5 9 57 NAME #88 Skylar Struble (Senior)15.5 Ethan Rowley Colton Glover 6’0 5’11 Head Coach:  Tyler Ryan 10 11 5’9 56 74 210 Dylan Ferguson 294 Auston Trillo 5’6 5’8 HT 5’8 58 9 6’1 5’8 11 225 Brayden Sanders 12 62 Trayson Probst 12 77 #42 Dylan Ferguson (Junior)34 5’8 145 130 Assistant Coaches: Ryan Elder, Zane Aguilar, Rick Phelps, T.D. Buck, Tony Ybarra, Nick Wellington, Ross Foley Jace Lowe o Receiving♣ #5 Connor Phelps• 8 catches for 94 yards and 1 Touchdown Follow us on Twitter. Chance Wilson 78 Drake Alcorn 11 YR 9 Cody Metz 2 6’0 Close Forgot password? 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Tweet this comment Cancel Submit Comment Subscribe to None Replies All new comments 6’2 80 9 21 220 185 31 5’9 6’3 150 150 9 Jacob Ewing Jason Norris 71 Julian Jimenez 32 290 20 Connor Burnett 10 84 Rose Hill0-20-8-41x #75 Jace Lowe (Senior)1 #50 Lukas Soria (Junior)18 6’0 11 9 133 #31 Remington Gilkey (Senior)11 Superintendent: Rick Weiss    Assistant Superintendent: Brad Morris 87 Joseph Parson 27 9 o #33 Logan Jones♣ 65 carries for 235 yards and 2 Touchdowns (3.6 per carry) 42 6 5’11 147 18 210 85/69 9 160                      Angela Wyckoff, Kayla Billington, Alexis Tracy, Brooklynn Henton 45 o #31 Remington Gilkey♣ 43 carries for 446 yards (10.3 per carry) and 5 touchdowns 81 9 50 190 5’11 200 5’8 150 9 Zhane Cowdin o #5 Connor Phelps♣ 189 carries for 1,065 yards (5.6 per carry)• 16 Touchdowns and 133 yards/game 155 9 140 # 240 Braden Lassley 16 250 Tyler Jimenez Remington Gilkey 5’11 13 61 5’10 6’1 Christian Clayton 12 PlayerTackles Jack Walton 130 6’1 30 19 175 o #25 Chris Kop♣ 90 carries for 410 yards• 4 Touchdowns and 4.5 yards per carry #33 Logan Jones (Sophomore)7.5 5’10 6’3 5’8 Carley Douglas, MaKenna May, Braedon Norris, Kellie Kemper, Lexi Saffell JV Cheer: Breanna Turner, Elizabeth Brownlee, Tatum Witham, Chloe Easterly, Dylan Goodman 155 230last_img read more